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Many investors make the mistake of putting all their financial eggs in one basket. If anything goes wrong with that one product or asset they are in serious trouble. That’s why, as their savings increase, they should diversify or widen out the type of their...
What are franking credits and why are they important to investors? Not everybody understands how dividend franking works but a huge number of Australian investors, particularly retirees, are the comfortable beneficiaries of a system brought in by Treasurer Paul Keating in 1987 to eliminate the double...
What is fixed income? Many sharemarket investors are startled when they are told that the global fixed income market is more than twice the size of all those sharemarkets put together. It doesn’t resonate quite so much with retail investors since the big part of the fixed...
What is an equity? It’s just another name for a share in a company, most usually listed on a stock exchange. But its name is useful in explaining more accurately how a share comes into existence. It’s the opposite of debt. When an entrepreneur wants to launch a company...
Term deposits. Banks talk about them all the time. They mention interest rates and maturity rates but we want to look at them more broadly from an investment perspective. Do they make good investments? What is a term deposit? A term deposit, as the name implies, involves...
Just as markets move in cycles, investment styles go in and out of favour. Both in the domestic and global markets, the last 5 years have seen strong outperformance by growth and momentum styles of investing. So we pose the question, is it time to...
Is my fund manager doing a good job? Fund managers play an important role in the provision of secure retirements for millions of Australians. So it is important to be able to assess whether a fund manager is doing a good job on behalf of investors....
What are Fixed Income Securities? A fixed income security is a type of debt security that pays interest over a certain period of time. The simplest way to look at understanding fixed income security is to think about it like a loan, with you being the issuer...
The goal for many people is to earn money on the side, while they go about their daily lives. For the most part, this is known as having a passive income and many have the goal of using this cash flow to achieve financial independence...
